Picture : Advertising poster “Paylib by BNP Paribas”, BNP Paribas Historical Archives, 2013, 2AF379 2014- A year of innovation A mobile application is available since 2016. In the wake of Paypal and digital payment applications, several banking groups such as BNP Paribas, the Banque Postale and Société Générale are partnering to launch Paylib, a secure online payment service. To adapt to customer habits and the digitalisation of the banking market, BNP Paribas deploys Hello Bank! in 2013, an offer of banking services exclusively online. The 100% digital banking offer by BNP Paribas Source : CB sans contact françaises : nombre de paiements 2020 | Statista 2001- Paypal: the online payment giant In France, for example, in 2013, there were 1.2 million payments with a contactless bank card and 4.6 billion in 2020. This technology is then rapidly developing and becoming interoperable. In 2010, in Nice, BNP Paribas offered the optional contactless on its cards and via a mobile application. In France, experiments began in 2006 with the Pegasus project, which brought together several large banks, telephone operators and payment service providers Visa Europe and MasterCard. In 2007, it’s Turkey’s turn to develop this innovative solution thanks to the telecommunications operator Turkcell and the Mastercard network, which provide mobile devices equipped with NFC. The Near Fiel Communication (NFC) protocol makes it possible to exchange data at very short distances. The contactless device allows you to pay for your purchases via a telephone or an equipped card, without dialing your confidential code or inserting your card. The first experiments with contactless took place in Hong Kong in 1997. Dematerialization of money and emergence of virtual money. Source : Paiements par chèques en France 2019 | StatistaĪ blank cheque, printed in the name of the Comptoir national d’escompte de Paris (CNEP) in Manosque (France), circa 1900, BNP Paribas Historical Archives, 3IMP2_22. However, France remains a major user with 1.5 billion cheques used in 2019. Within the European Union, the cheque keeps declining due to the fraud, the adoption of innovative payment solutions and high production and processing costs. 1742- Cheque from across the ChannelĬreated in England in 1742, the cheque was finally adopted by the French as a means of payment in 1865. They were printed with black ink on wooden or bronze plates. The first payment notes appeared in China at the end of the tenth century under the Song Dynasty (960-1279). In 1360, King John II of France mints the first franc in gold.Ĭoin showing Alexander the Great, wearing an elephant cap, Digital collections of the New York public library, 1887.Įnd of the 10th century- China invents paper money The coins, composed of a mixture of gold and silver, were decorated with a lion and a bull. King Crésus, who reigned from -561 to -547 B.C., used this type of currency to pay his mercenaries. According to Herodotus, the first gold and silver minted coins appeared among the Lydians, a people of today’s Turkey, in the seventh century BC.
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